Our Qualifications

Education and Business Background
  E. Howard Rudd is our principal investment advisor. A financial planning specialist registered with the California State Department of Corporations, Mr. Rudd provides a full range of financial advisory services, including tax, insurance, and investment management services to individuals and business. In addition to being a Registered Investment Advisor, Howard is licensed by the State of California as an independent Life, Health, and Disability Insurance Agent and as a Tax Preparer.

Howard is a graduate of the University of San Francisco and holds a postgraduate management certificate from San Francisco State University. Prior to establishing Integral Financial Management in 1994, Howard was San Francisco/Bay Area Public Sector Financial and Operations Manager for Pacific Bell. His 27 year career with Pacific Bell provided in-depth exposure to, and understanding of business issues and needs throughout the Bay Area and the Sacramento Metropolitan Area.

Community Involvement
  Active involvement in industry and community forms the cornerstone of Mr. Rudd`s approach to business.

Currently, he is a member of the FPA-Financial Planning Association, the NSA-National Society of Accountants, and the California Society of Accounting and Tax Professionals. He serves on the board of directors of the Roseville Chamber of Commerce as President, the Rotary club of Roseville as Vice President-International Service, the Placer County SPCA as Treasurer, and the Sierra College Foundation as Chief Financial Officer. Howard is also an appointed member of the Rural Lincoln Municipal Advisory Council.